Loan against Shares: Features and benefits
Loan against shares is the smartest way of sorting your financial needs without liquidating your assets. Know more about the unique features and benefits of taking a Loan against Shares from Bajaj Finserv:
Instant online approval
Get instant online approval for Loan against Shares while sitting at your home. Wish to know how to apply for a Loan against Shares. Just follow these simple steps:
- Log on to our website
- Fill in the application form
- Get an in-principal approval within 5 minutes
- Wait for our representative to call and help you with the rest of the process
Loans up to Rs.10 crore
Bajaj Finserv practically offers the highest loan amount on Loan against Shares in India. No matter how big your business/personal aspirations, we have the means to support it. Check your eligibility and documents required for a Loan against Shares.
No guarantors, no collateral
Avail a loan against shares from us without the need to provide any Guarantors or pledging any collaterals, even when you apply online. Manage your EMIs using our EMI calculator as well as read more on our fees and charges.
Part pre-payment facility
After paying the first EMI, you can prepay your loan any time during your loan’s tenure depending upon the liquidity available with you.
Nil foreclosure charges
After the first EMI is paid, you can choose to foreclose your loan anytime during your tenure without paying any added foreclosure fees or charges.
Get the security to swap flexibility as per your convenience and need.
Online account access
Get online access to all your loan information once you’ve availed a Loan Against Shares from Bajaj Finserv. You can view Information such as next EMI due date, payment schedule and much more through our customer portal.
Dedicated relationship manager
A Relationship Manager will be assigned to you. The relationship manager will be a single point of contact for you and will be help you with all your requests at any time on any day.
Bajaj Finserv’s EMI Card
As a Loan against Shares customer you would be issued the exclusive Bajaj Finserv’s EMI Card, absolutely free. The EMI Card is a pre-approved loan with which you can purchase your favourite Consumer Durable or Lifestyle product across 12000+ outlets located in over 140 Indian cities.
As an existing and valued customer, you will be eligible to receive exclusive pre-approved offers from us. These offers might include a top-up loan or even reduction of rates from time to time.